Studying in Germany: 15 Essential Student Survival Tips
Table of Contents
- 1. Shop Smart: Opt for Discount Supermarkets
- 2. Claim Your Tax Benefits
- 3. Embrace Secondhand Shopping
- 4. Learn German and Make Local Friends
- 5. Prepare for Deutsche Bahn’s Delays
- 6. Choose the Right Bank Account
- 7. Shop at the Best Drugstores
- 8. Benefit from University Cafeterias (Mensa)
- 9. Keep Up with the Semester Contribution
- 10. Work Part-Time to Cover Living Expenses
- 11. Understand the Radio and Television Fee
- 12. Always Carry Some Cash
- 13. Embrace the Seasonal Changes
- 14. Utilize Affordable Gym and Sports Facilities
- 15. Prepare for Bureaucracy
- Final Thoughts
1. Shop Smart: Opt for Discount Supermarkets
When it comes to grocery shopping, Germany offers a variety of supermarket options to suit every budget. The country is home to both expensive and affordable chains. For students looking to save money, discount supermarkets like Aldi, Netto Marken-Discount, and Lidl provide good quality products at very competitive prices. These discounters focus on cost-efficient options without compromising quality.
Remember, the right shopping choices can significantly reduce your monthly expenses while still keeping your diet well-balanced.
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2. Claim Your Tax Benefits
If you work part-time while studying, you are likely paying social contributions on your earnings. In addition, educational expenses such as laptops, textbooks, and other study materials can help you reclaim a portion of your money at the end of the year through a tax return. This could amount to a couple of hundred euros – a significant benefit when you’re on a tight budget.
Several user-friendly tax software options are available for students. One popular tool is Taxfix, which simplifies filing your annual tax return. Investing a little time in learning the basics of the German tax system can be financially rewarding.
3. Embrace Secondhand Shopping
In Germany, buying and selling secondhand goods is not only common but also an excellent way to save money. Platforms like eBay Kleinanzeigen enable students to purchase used items such as electronics, bicycles, clothing, and even furniture at attractive prices.
Negotiating a fair price is a common practice – sometimes a bit of persistence goes a long way, especially when dealing with sellers who hold firm to their asking price. Keep an open mind, be patient, and soon you’ll find that excellent bargains are all around you.
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4. Learn German and Make Local Friends
One of the most important steps for any international student is to learn as much German as possible. Although many Germans speak English, being proficient in the local language will enhance every aspect of your life – from studies to social interactions and eventual job opportunities. Studying in Germany becomes exponentially easier when you can engage with your community in German.
“Learning German will have a positive impact on all areas of your life – studies, jobs, and friendships.”
Consider enrolling in language courses, joining language exchange programs, or meeting Germans through clubs and events. Immersion is key, and the effort invested will pay off in the long run.
5. Prepare for Deutsche Bahn’s Delays
When traveling around Germany by train, be prepared for occasional delays and cancellations, particularly with services provided by the national rail company, Deutsche Bahn. Although many people in Germany value punctuality, the train system can sometimes be unpredictable.
A relaxed mindset and a contingency plan for travel can help you manage discomfort in these situations. Discussing train delays has even become a popular topic for small talk among students!
6. Choose the Right Bank Account
Every student in Germany will need a bank account. With a wide range of options available, it can be overwhelming to choose the best option. To simplify your decision, consider banks that cater specifically to students’ needs.
Many students find that online banks offer low fees, attractive interest rates, and excellent customer service. While various banks are available, current reviews suggest that some modern banks deliver features tailored for students. For further research, check the official websites of reputable banks or visit financial review sites like DKB.
7. Shop at the Best Drugstores
Personal care items such as shampoos, deodorants, and skincare products are affordable and readily available across Germany. Popular drugstores include DM, Müller, and Rossmann.
These chains frequently offer attractive discounts and promotions, making them an ideal choice to maintain your personal care routine without overburdening your budget.
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8. Benefit from University Cafeterias (Mensa)
For students on a limited budget, university cafeterias (known as Menüs or mensa in German) are a blessing. Offering wholesome meals for just €2–€3, these cafeterias provide a cost-efficient way to enjoy a balanced lunch. Although the dining experience may not rival a five-star restaurant, it offers nutritional value and convenience.
In many cities, you can use your university ID as a prepaid card to access these services. It is often possible to recharge your card from special vending machines placed around the university campus.
9. Keep Up with the Semester Contribution
Every semester, students in Germany are required to pay a semester contribution (Semesterbeitrag) to their university. This fee, which can range between €60 and €400 depending on the institution, covers administrative costs and often includes public transportation tickets for the region.
Although your university will usually send a reminder through email, it’s a good idea to keep track of these payments and budget them as a recurring semester expense.
10. Work Part-Time to Cover Living Expenses
German law permits international students to work part-time during their studies. Even jobs paying minimum wage are usually sufficient to cover living expenses. Whether you’re working as a waiter in a restaurant or engaging in roles at major companies like BMW or IBM as a working student (Werkstudent), the financial benefits are numerous.
Apart from easing your economic burden, part-time work also provides valuable work experience that can enhance your CV and open doors in the German job market.
11. Understand the Radio and Television Fee
In Germany, every household is required to pay a mandatory broadcasting fee known as the Rundfunkbeitrag. This fee supports public broadcasting services including television, radio, and online content provided by institutions like ARD and ZDF. It currently amounts to approximately €18.36 per month per household.
Even if you seldom watch TV or listen to the radio, this fee is obligatory. To learn more about the contribution and its necessity, visit the official site of the Rundfunkbeitrag.
12. Always Carry Some Cash
Despite Germany’s advanced banking system, cash still plays an important role in day-to-day transactions. Many small businesses and elderly individuals prefer cash payments. It is prudent to keep around €50 in cash with you to cover situations where card payments may not be accepted.
Being prepared with cash can save you from awkward situations and ensure that you always have access to money when needed.
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13. Embrace the Seasonal Changes
One of the most striking features of life in Germany is the dramatic change in seasons. When sunny weather appears, cities and parks transform as people flock outdoors to enjoy the warmth. Conversely, during the winter months, the shorter days and colder temperatures can affect everyone’s mood.
However, winter also brings delightful experiences such as the famous Christmas markets – vibrant, festive gatherings that provide comfort and hope during the low, dark months. Embrace the seasons by planning your activities accordingly and looking forward to what each one has to offer.

14. Utilize Affordable Gym and Sports Facilities
Staying active is an essential part of a balanced student lifestyle, and gyms in Germany often offer membership rates around €24 per month. Popular gym chains like McFit, FitX, and Fitness First (Fit Star) offer various fitness programs suited for all levels.
Additionally, many universities provide sports programs and access to sporting facilities such as tennis courts, martial arts classes, and badminton courts – usually at very affordable prices. Being active not only helps improve your health but also fosters social connections and reduces stress.
15. Prepare for Bureaucracy
Lastly, one unavoidable truth about living in Germany is bureaucracy. Official procedures and paperwork can often be time-consuming and slow. From visa documentation to university registrations and official correspondence, expect to receive important documents by post rather than via digital means.
Although digitalization is gradually improving throughout the country, it is essential that you regularly check your mailbox and stay on top of administrative tasks. Building patience and organizational skills will help you overcome bureaucratic challenges and make your overall experience much smoother.
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Final Thoughts
Studying in Germany is a rewarding journey filled with opportunities for personal and academic growth. By planning ahead and adopting these 15 essential Student Survival Tips in Germany, you can streamline your daily life, save money, and focus more on growing your skills and network. Embrace the experience, learn the language, and enjoy the blend of structured efficiency and cultural richness that defines life in Germany.
Whether it’s shopping economically at discount supermarkets, taking advantage of tax breaks, or simply understanding the local bureaucracy, every tip is designed to help you thrive during your studies. Remember, each challenge is also an opportunity to learn, adapt, and ultimately succeed.
For more information and useful resources, be sure to visit the official sites linked throughout this article. Best of luck in your academic and life journey in Germany!